Browsing by Author "Hauwanga, Victoria"

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    An analysis of the importance of government contribution to the growth of Agricultural Bank of Namibia
    (University of Namibia, 2020) Hauwanga, Victoria; Sunde, Tafirenyika
    The study was in exploration on the impact of state contribution to the growth of Agribank. The study was based on the one main objective which was to study the impact of state contribution to Agribank and the whole agricultural sector. This research applied an exploratory research design to tease information on the contribution of the state to the growth of Agricultural Bank of Namibia. The investigation on the impact of state contributions to the growth of Agribank was carried out in using a quantitative research method. In order to attain the objective, the structured questionnaires were designed following the specific objectives of the study. Structured questionnaires were used to collect data from the participants. All ethical clearance data necessary procedures were followed before the data was carried out and permission was granted by the institution. The data was analyzed using SPSS and content-based analysis. The objectives of the study were to find out the impact of the state funding to Agribank on the bank's growth, the strategies that Agribank can implement to grow the loan book and recommendations on how Agribank could use the state funding to improve the agricultural sector in Namibia. The main findings of the study were that the state has a positive impact on the growth of Agribank. A direct relationship between the state funding and the Agricultural Bank of Namibia was identified through the findings. However, variables such as poor management, delays in approving loan applications as well as disbursement of funds to the client and lack of a sound loan recovery system hinder the smooth process of funding. The conclusions were that the growth of the Agribank depends on the state funding because it increases the number of loans hence the growth of Agribank. Interest rates do not really impact the growth of Agribank. The study came up with recommendations that the state has to increase its funding to Agribank. Employees should be developed regularly to be efficient in the discharge of their duties and to equip them with new management skills. The challenges faced in the process of carrying out the study were getting the participants to fill in questionnaire because they were always busy
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    Assessing the impact of climate change on crop productivity of subsistence farmers in Namibia: A case study of the Omusati region
    (University of Namibia, 2022) Hauwanga, Victoria
    Climate change, one of the challenges facing the world today, is increasingly affecting people’s livehood in the Omusati Regionlike other developing countries. The objective of this study was to investigate the impact of climate change on crop production for subsistence farmers in the Omusati region. The study was based on quantitative methodological approaches. Data was collected through questionnaires with structured questions that were administered to 100 house head farmers, randomly selected from the Etayi and Elim constituencies. Descriptive research design was used to determine the impact of climate change on crop yield productivity, adaptation and mitigation. The study findings also revealed that subsistence farmers experienced prolonged drought and floods as the main factor affecting crop production. Drought and floods often lead to low crop yields and high crop failure. Subsistence farmers in the Omusati Regionare vulnerable as they have limited adaptive strategies to withstand climate change. This could be due to lack of information, labour, time and financial resources. It is recommended to increase farmers’ knowledge regarding climate change so as to reduce the effect of climate change on crop production. Therefore, initiatives should be taken to improve farmer perceptions and adaptation through the involvement of farmer organisations, extension officers, policy makers and the farmers themselves.