An analysis of the importance of government contribution to the growth of Agricultural Bank of Namibia

dc.contributor.advisorSunde, Tafirenyika
dc.contributor.authorHauwanga, Victoria
dc.date.accessioned2025-09-01T14:07:41Z
dc.date.available2025-09-01T14:07:41Z
dc.date.issued2020
dc.descriptionA thesis submitted in partial fulfilment of the requirements for the Degree of Master of Business Administration Finance
dc.description.abstractThe study was in exploration on the impact of state contribution to the growth of Agribank. The study was based on the one main objective which was to study the impact of state contribution to Agribank and the whole agricultural sector. This research applied an exploratory research design to tease information on the contribution of the state to the growth of Agricultural Bank of Namibia. The investigation on the impact of state contributions to the growth of Agribank was carried out in using a quantitative research method. In order to attain the objective, the structured questionnaires were designed following the specific objectives of the study. Structured questionnaires were used to collect data from the participants. All ethical clearance data necessary procedures were followed before the data was carried out and permission was granted by the institution. The data was analyzed using SPSS and content-based analysis. The objectives of the study were to find out the impact of the state funding to Agribank on the bank's growth, the strategies that Agribank can implement to grow the loan book and recommendations on how Agribank could use the state funding to improve the agricultural sector in Namibia. The main findings of the study were that the state has a positive impact on the growth of Agribank. A direct relationship between the state funding and the Agricultural Bank of Namibia was identified through the findings. However, variables such as poor management, delays in approving loan applications as well as disbursement of funds to the client and lack of a sound loan recovery system hinder the smooth process of funding. The conclusions were that the growth of the Agribank depends on the state funding because it increases the number of loans hence the growth of Agribank. Interest rates do not really impact the growth of Agribank. The study came up with recommendations that the state has to increase its funding to Agribank. Employees should be developed regularly to be efficient in the discharge of their duties and to equip them with new management skills. The challenges faced in the process of carrying out the study were getting the participants to fill in questionnaire because they were always busy
dc.identifier.urihttp://hdl.handle.net/11070/4106
dc.language.isoen
dc.publisherUniversity of Namibia
dc.subjectAgribank
dc.subjectState Funding
dc.subjectInterest Rates
dc.subjectVariables
dc.subjectQuantitative
dc.subjectQualitative
dc.subjectFarmers
dc.subjectNamibia
dc.subjectUniversity of Namibia
dc.titleAn analysis of the importance of government contribution to the growth of Agricultural Bank of Namibia
dc.typeThesis
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