Department of Enterprise Development and Management

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Browsing Department of Enterprise Development and Management by Subject "Customer expectations"

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    An evaluation of service quality and challenges faced by the Namibia Students Financial Assistance Fund
    (University of Namibia, 2020) Elago, Petrus Uugwanga Tulinane; Saruchera, Fanny
    Service quality is the ability of the organization to meet or exceed customer expectations. The late payment of loans to the Higher Tertiary Institutions (HTI's) in Namibia has been a major concern to both students and parents for the past years. HTI's put students in jeopardy when they are not allowed to write their examinations or receive their examination results due to unpaid tuition fees. It is on this basis that the researcher intended to evaluate the quality of service being offered by NSF AF from the viewpoint of students and from NSF AF' s point of view as an institution. The objectives of the study were: to evaluate the customer perceptions of service quality at NSF AF; to determine if customers were satisfied with NSF AF service; to establish the service delivery challenges faced by NSF AF and to identify possible strategies to improve service efficiency at NSF AF. A mixed methodology of qualitative and quantitative was used in order to gain an understanding of underlying perceptions and opinions for staff members and beneficiaries. This study was a combination of descriptive research and exploratory research. A case study research design was adopted and primary data was collected using researcher administered questionnaires from 127 students and 89 NSF AF staff members who were randomly sampled. The study made use of both descriptive and inferential statistics in drawing conclusions from the results. The study found that there was a significant difference between the customers' perception of service quality at NSF AF and service offered by NSFAF. In addition, the study concluded that the majority of students were not satisfied with the service delivered by NSF AF. The study further revealed that internal business processes, IT systems, recovery, policies and procedures were the main internal challenges the fund was faced with. Furthermore, the study revealed that NSF AF had the necessary resources to deliver effective and timely service to customers. The study further concluded that government directives and the economic downturn were the main external challenges that NSF AF was faced with. The study recommends that NSF AF acquires proper IT systems, to train its staff members on customer care and service, disburse student funds timely, improve communication and hire more employees in order to improve and enhance service delivery
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    The impact of mobile banking on customer satisfaction: Commercial banks of Namibia (Keetmanshoop)
    (2018) Gomachab, Romario; Maseke, Bernardus F.
    Technology is a driving force in the global age and is taking over in every way; mobile and internet banking is just a few examples of the ever developing technology advancements. Mobile banking is a new way of banking, as it makes it easier for consumers to access their finances, even from rural/remote areas. For the commercial banks to improve on the current mobile banking services they provide to the consumers they should first find out what the expectations of consumers are and whether they are satisfied with the current services provided by the banks. This study adopted a quantitative design to determine the factors of mobile banking that influences customer satisfaction. Data was collected from a simple random sample of 60 respondents using a self-administered structured questionnaire. Findings uncovered that the majority of the respondents’ were FNB customers, who were/are aged below 25 years and of this respondents’, 57% were female with a high school level of education; they are mostly students with an income of below N$ 5000, whereby they are all registered with mobile banking and were influenced by the mobile banking advertisements. The results also revealed that the most frequently used service is airtime purchases and the least frequently used service is the allocation of funds and that mobile banking services in the Keetmanshoop banking sector has an overall satisfaction rate of 75% is reliable, convenient, cost effective, available on different mobile networks, advertisements are encouraging, service is compatible with mobile devices, income (social aspect of transacting) of respondents influences the usability of mobile banking and mobile banking services are more secure than branch based services.